Got questions? We’ve listed the most common ones below to guide you through Quick Credit with ease.

What determines my eligibility for a loan on Quick Credit?
Your eligibility depends on factors like monthly income, employment type, credit score, and existing EMIs. New borrowers are also welcome to apply.
Can I apply if my credit score is low?
Yes. Quick Credit considers other data like income consistency and cash flow, giving you a chance to qualify even with a low credit score.
Does Quick Credit accept digital KYC?
Yes. We support full digital KYC using Aadhaar OTP or video verification, so you can apply without printing a single document.
Does Quick Credit offer flexible repayment options?
Absolutely. Choose repayment tenures that suit your income or business cash flow, with EMIs starting from just a few months to several years.
Can I apply for a loan to renovate my home?
Yes, Quick Credit offers home renovation loan options through our lending partners. Upgrade your home the way you want, hassle-free.

Overview

Average Percentage Rate (APR)

Quick Credit is a loan aggregation platform operated by JS Consulting , helping you access loans through RBI-regulated banks and NBFCs. You can apply for instant personal loans ranging from ₹10,000 to ₹15 Lakhs. Interest rates offered by our lending partners start at just 11.99% p.a., with repayment plans ranging from 3 months to 5 years.

Example Calculation
  • Loan Amount: ₹2,00,000
  • Interest Rate: 12%
  • Repayment Tenure: 2 years
  • Processing Fee: 2% = ₹4,000 + GST = ₹4,720
  • Line Setup Fee: ₹499 + GST = ₹588
  • Monthly EMI: ₹9,415
  • Total Interest: ₹25,953
  • Total Repayment: ₹2,25,953 over 2 years

The APR can go up to 35%, depending on the lender’s terms.

Why Choose the Quick Credit ?
  • Instant Loans up to ₹50 Lakhs*
  • Attractive Interest Rates: Starting from 11.99%* p.a.
  • 100% RBI-Approved Lending Partners
  • Paperless Digital Application
  • Fast Approvals & Disbursals
  • Flexible EMIs from 3 months to 5 years
  • Transparent & User-Friendly Process
  • Secure Platform with Bank-Level Encryption

Your data stays safe with us. We use secure HTTPS and never share your information without permission.

Who’s Eligible for a Quick Credit Loan?
  • Age: Between 21 and 60 years
  • Must be a Resident of India
  • Minimum income of ₹15,000/month (salaried)
  • CIBIL Score: 650+ (subject to lender criteria)
  • Salaried or Self-Employed Applicants welcome
  • Minimum 2 years business vintage (for business loans)
How to Apply for a Loan
  1. Log in to the Quick Credit platform or app
  2. Fill in your personal details
  3. Select your loan amount
  4. We match you with RBI-registered lenders
  5. Receive money directly in your bank account

Fast. Safe. 100% Digital.

Our Lending Partners

Bajaj Finserv, LoanTap, Aditya Birla Capital, Fibe, Zype, Incred Finance, Poonawalla Fincorp, FatakPay, FlexiLoans & more