By accessing or using Quick Credit—whether via our website, mobile application, or WhatsApp—you confirm that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy. Your use of the platform signifies a binding agreement between you and Quick Credit and affirms that you are at least 18 years old or have the appropriate consent from a parent or legal guardian, and are legally competent under applicable law. By voluntarily providing personal and sensitive data through the platform, you expressly consent to its collection, processing, use, and sharing in line with our Privacy Policy. These Terms govern your rights, responsibilities, and remedies in connection with our services. IF YOU DO NOT AGREE WITH THESE TERMS OR OUR PRIVACY POLICY, PLEASE DO NOT USE QUICK CREDIT’S WEBSITE, APP, OR WHATSAPP SERVICES.
Quick Credit operates as a registered Loan Service Provider (LSP), enabling users to discover financial products such as personal loans, credit offers, and related services from RBI-regulated Banks and NBFCs. Our platform allows users to compare and connect with eligible lending institutions based on individual preferences and criteria. Please note, Quick Credit is not a lender and does not disburse loans or make credit decisions. Loan approvals, interest rates, and disbursal timelines are solely determined by our lending partners, based on their internal policies and regulatory norms.
By using Quick Credit, you affirm that you are at least 18 years of age, a citizen of India, and possess valid government-issued identification (such as Aadhaar, PAN, or Voter ID). You must also be legally capable of entering into binding contracts under applicable Indian laws. Continued usage of the platform will be considered a declaration of your eligibility. If you do not meet these criteria, you are not permitted to use our services.
If you are found to be ineligible or disagree with these terms, you must discontinue use of Quick Credit’s services immediately.
By using the Quick Credit platform, you agree to provide accurate, current, and complete personal and financial information. You must not use the platform for any illegal or unauthorized purpose. You expressly consent to the secure collection, processing, and sharing of your data with RBI-registered banks, NBFCs, and authorized third-party partners for loan evaluation and processing. Misuse of the platform, including submission of false information or any violation of these terms, may lead to denial of services, suspension of access, or legal action.
By submitting your information through Quick Credit, you agree to receive promotional and transactional communications related to your loan application or financial services via WhatsApp, SMS, phone calls (including automated calls), and email. These may include status updates, offers, reminders, or customer support messages. Such communication may occur even if your number is registered on the DND list, in compliance with applicable laws. You may opt out of promotional communications at any time by following the opt-out instructions or contacting our support team.
Quick Credit serves solely as a facilitator between you and RBI-regulated financial institutions. We do not issue loans, nor do we influence lending decisions made by our partners.
We are not responsible for loan denials, delays in processing or disbursement, or changes in terms made by the lending institutions. Under no circumstances shall Quick Credit be liable for direct, indirect, incidental, or consequential damages arising from your use of our platform, including but not limited to loss of data, financial loss, or service interruptions.
By continuing to use our services, you accept these limitations and understand that lending decisions are entirely at the discretion of the respective financial institutions.
All content on Quick Credit—including but not limited to text, graphics, logos, images, icons, digital downloads, software, and interface elements—is the exclusive property of Quick Credit or its licensed partners. It is protected under applicable intellectual property laws.
You may not copy, modify, reproduce, publish, distribute, or commercially exploit any content without our prior written consent. Unauthorized use may lead to legal consequences, including claims for damages.
Accessing or using the platform does not grant you any license or ownership rights to any content or intellectual property.
Quick Credit reserves the right to update or modify these Terms and our Privacy Policy at any time without prior notice. Such changes may reflect updates to legal requirements, services, or business practices. You are advised to review the Terms periodically. Continued use of the platform after such updates signifies your acceptance of the revised terms.
These Terms & Conditions are governed by the laws of India. In the event of any dispute or claim arising out of or in connection with your use of Quick Credit, we encourage you to first contact our support team for resolution.
If unresolved, such disputes shall be subject to the exclusive jurisdiction of the competent courts in India. You agree to submit to this jurisdiction and waive any objections relating to venue or jurisdiction.